FAQ - DE JESUS FINANCIAL PLANNING

Welcome to the FAQ page of dejesusfinancialplanning.com. Here, you will find answers to common questions about our personalized estate planning, retirement planning, savings for education, saving to buy your first home, and protecting what matters most to you.

1. What services do you offer at DeJesus Financial Planning?

At DeJesus Financial Planning, we specialize in providing comprehensive financial planning services. Our offerings include:

  • Life Insurance: Protect your family and assets with customized life insurance solutions.
  • Retirement Planning: We help you build a secure retirement plan, including strategies for RRSP, TFSA, and pension planning.
  • Education Savings: Maximize savings for your children’s education through Registered Education Savings Plans (RESP).
  • Business Owners Protection: We offer tailored insurance solutions to safeguard your business and provide protection for key employees and owners.
  • Investment Advice: Expert guidance on investment strategies to help you meet your financial goals.
  • Estate Planning: We assist in ensuring your assets are distributed according to your wishes and reduce potential tax implications.

2. How can I get started with financial planning?

Getting started with financial planning is easy! Simply contact us to schedule a consultation. During this meeting, we’ll review your current financial situation, discuss your goals, and create a customized plan that addresses your needs.

We believe in taking a personalized approach to every client, ensuring your plan aligns with your unique goals and circumstances.

3. What is the difference between an RRSP and a TFSA?

Both an RRSP (Registered Retirement Savings Plan) and a TFSA (Tax-Free Savings Account) are excellent tools for saving, but they have distinct benefits:

  • RRSP: Contributions are tax-deductible, which reduces your taxable income. However, you will pay taxes when you withdraw funds in retirement. RRSPs are primarily designed for retirement savings.
  • TFSA: Contributions are made with after-tax dollars, meaning there is no tax deduction for contributions. However, any interest, dividends, or capital gains earned within the account are tax-free, even when withdrawn. TFSAs are versatile and can be used for retirement, education, or other savings goals.

Both have their advantages depending on your specific financial situation and goals.

4. Where are your services available?

The services are available in Ontario. If you are outside Ontario , we shall refer you to another licenced advisor in your respective province.

5. Do you charge any fee for consultation?

No , we do not charge any fee from our clients. The financial institutions pay us our commission fee for every policy that gets approved with them.

6. How can we contact you?

Simply email us at info@dejesusfinancialplanning.com or message us at +1 905 979 6680 

Contact DE JESUS FINANCIAL PLANNING today!

Let us help you with your personalized financial planning needs. Contact us for a consultation.